EPF SMS: How to read and interpret it correctly?

Employee Provident Fund (EPF) is an integral part of earning for all working professional in India. All government and private employees can save a small fraction of their salary through EPF, which is automatically debited from their salary and credited to their EPF accounts by their employer. The Employee Provident fund offices located across India, provide online facility to check your Provident fund balance, your PF withdraw or query status on PF claim etc.

This post is in line to one of my previous Post Know your EPF balance via SMS. In my last post, I explained how you can check your EPF balance online. When you check your EPF balance online, you have to provide your mobile number.EPF system sent an SMS to this mobile number. This SMS contains message in following format:

EPF Balance in A/C No. [State Code OR Area Code]>\[City Code]\[Company Code OR Establishment Code]\[Company/Establishment Extension Number]\[Your PF A/CNo.] is EE Amt: Rs. [0000], ER Amt:Rs [0000] as on [DATE] (Accounts updated upto [DATE])-EPFO.

Example:

EPF Balance in A/C No. GN\GGN\0012345\000\0009999 is EE Amt: Rs. 67009, ER Amt:Rs 47000 as on 26-06-12 (Accounts updated upto 31-03-2011)-EPFO.

This SMS message has a lot of information, that one individual need to understand.

A/C No: This is your EPF account number. You EPF account number have your area code, company or establishment code and your account number.

EE Amt: Employee Contribution i.e. your total contribution in the EPF account. The sum total of PF amount deducted monthly from your salary.

ER Amt: Employer Contribution i.e your company contribution. The sum total of PF amount monthly contributed into your EPF account by your employer.

As on [Date]: This date tell you that your monthly contribution till this date has been updated in your EPF account. From the example above, it tells that your monthly contribution till 26th July 2012 has been added into your EPF account

Accounts updated upto [Date]: This date tell you that the interest till this date has been added into your EPF account. From the example above, it tells that interest till 31st March 2011 has been added into your EPF account.

The aim for this article is provide your information so that you can read and interpret it correctly. This is related to your finance, so it is important that we understand it rightly. Thanks for reading this post.

Related Articles:

How to download your EPF e-Passbook?
Know Your EPF Balance via SMS

Know Your EPF Balance via SMS

Everyone working professional consolidate some part of their hard earning in the form of Provident form. Although everyone gets their PF Annual statemet annually or after two years. EPF india has make the process of enquiring the EPF balance every easy. All you need is your PF # and a mobile to get to know your EPF balance. You can follow the below steps to know your balance via SMS.

1)      Go to http://www.epfindia.com/

2)      Click Know Your EPF Balance





3)      Click the below link.

4)   Select your city which should be Haryana (In case you are based out of some other office, then please check with HR for your PF office i.e. where you PF is being deposited).

  

5)      Click Gurgaon as shown below.

6)   Enter your PF number in the first cell (yellow) and third cell (orange) along with your Name & Mobile number in the subsequent fields.

7)      Check box for “I Agree”.

8)      Click Submit.

9)   Upon submission of the request, you will receive an sms (depending on the service provider you are using J) of the PF balance as per the last financial close.

It is important to understand your EPF SMS correctly. Your EPF SMS contains many information that you should understand.

EPF SMS: How to read and interpret it correctly?

You can also download your EPF e-Passbook to see all the amount deposited in your PF account every month

How to download your EPF e-Passbook?